Bank transfers are now free for Paysera merchants in Lithuania, Latvia and Estonia | SpinGraph: Efficiency framing
SpinGraph analysis of Finextra's Bank transfers are now free for Paysera merchants in Lithuania, Latvia and Estonia story: efficiency framing, The Cushion, Spi…
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Bank transfers are now free for Paysera merchants in Lithuania, Latvia and Estonia
Paysera, Checkout Modern, Baltics, bank transfer fees
Bank transfer fees removed for Paysera merchants in Baltics Fee elimination applies only after migration to Checkout Modern platform Card payment rates unaffected
Emphasizes technological progress and merchant benefit while minimizing discussion of revenue trade-offs, platform dependency, or migration friction.
Paysera as an enabler of cost-efficient digital commerce through infrastructure modernization.
Paysera made bank transfers free for merchants in Lithuania, Latvia, and Estonia.
Financial impact on Paysera’s revenue model; Technical or contractual barriers to migration; Duration or conditions of the fee waiver
By pairing 'Modern' with 'free' and contrasting it against 'legacy', the framing leverages tech-adjacent credibility signals to make the change feel inevitable and beneficial, while the conditional nature (migration required) and absence of cost transparency reduce scrutiny of underlying economics.
The change applies to all of the region's more than 10,000 merchants – the fee disappears once they move to the new Checkout Modern platform, while it remains in place on the legacy Checkout version.
Extracted statistics from the source narrative
Total merchant base across Lithuania, Latvia, and Estonia