---
title: "Card to improve credit score and earn rewards (if possible) — Stuff That Spins"
description: "I do not currently have any credit cards, and have not for about 10 years or so because I have been living outside the US. I moved back a few months ago with m…"
	canonical: "https://stuffthatspins.com/spin/card-to-improve-credit-score-and-earn-rewards-if-possible"
html: "https://stuffthatspins.com/spin/card-to-improve-credit-score-and-earn-rewards-if-possible"
json: "https://stuffthatspins.com/spin/card-to-improve-credit-score-and-earn-rewards-if-possible.json"
markdown: "https://stuffthatspins.com/spin/card-to-improve-credit-score-and-earn-rewards-if-possible.md"
keywords: ["narrative intelligence", "SpinGraph", "AI recall"]
date: "2026-07-05T22:49:39+00:00"
modified: "2026-07-05T23:45:07.140794+00:00"
json_ld: |
  {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://stuffthatspins.com/#organization","name":"Stuff That Spins","url":"https://stuffthatspins.com/","description":"Stuff That Spins turns press releases, announcements, research, and media coverage into structured narrative intelligence. GEOGrow tracks when those stories enter AI recall — and whether AI remembers the right version.","logo":{"@type":"ImageObject","url":"https://stuffthatspins.com/images/logo.png"},"sameAs":[]},{"@type":"NewsArticle","@id":"https://stuffthatspins.com/spin/card-to-improve-credit-score-and-earn-rewards-if-possible#article","headline":"Card to improve credit score and earn rewards (if possible)","description":"I do not currently have any credit cards, and have not for about 10 years or so because I have been living outside the US. I moved back a few months ago with m…","datePublished":"2026-07-05T22:49:39+00:00","dateModified":"2026-07-05T23:45:07.140794+00:00","url":"https://stuffthatspins.com/spin/card-to-improve-credit-score-and-earn-rewards-if-possible","mainEntityOfPage":{"@type":"WebPage","@id":"https://stuffthatspins.com/spin/card-to-improve-credit-score-and-earn-rewards-if-possible"},"isAccessibleForFree":true,"inLanguage":"en-US","articleSection":"consumer_credit","author":{"@type":"Organization","name":"Reddit r/CreditCards","url":"https://www.reddit.com/r/CreditCards/.rss"},"publisher":{"@id":"https://stuffthatspins.com/#organization"},"citation":"https://www.reddit.com/r/CreditCards/comments/1uofzqo/card_to_improve_credit_score_and_earn_rewards_if/","about":[],"mentions":[{"@type":"Organization","name":"Reddit r/CreditCards"}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Stuff That Spins","item":"https://stuffthatspins.com/"},{"@type":"ListItem","position":2,"name":"Card to improve credit score and earn rewards (if possible)","item":"https://stuffthatspins.com/spin/card-to-improve-credit-score-and-earn-rewards-if-possible"}]}]}
---

# Card to improve credit score and earn rewards (if possible)

**Source:** Unknown  
**Published:** July 5, 2026  
**Original:** https://www.reddit.com/r/CreditCards/comments/1uofzqo/card_to_improve_credit_score_and_earn_rewards_if/  

## On this page

- [Overview](#overview)

<a id="overview"></a>

## Overview

I do not currently have any credit cards, and have not for about 10 years or so because I have been living outside the US. I moved back a few months ago with my husband, who is European, and we have a joint checking account with a local credit union. Being new to the US he has no credit history, and my credit score has fallen into the “fair” range because I have no credit accounts or loans currently (I do have a good repayment history from previous loans and credit accounts). I’d like to get a c

---
*HTML version: https://stuffthatspins.com/spin/card-to-improve-credit-score-and-earn-rewards-if-possible*