---
title: "Hardship, Settlement, or any other advice! — Stuff That Spins"
description: "I'm 25 and have around 23k in debt with Navy Federal (on one card). Some devastating things have happened in my life; Covid killed my better paying job, head g…"
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date: "2026-07-04T18:32:14+00:00"
modified: "2026-07-05T04:43:11.79726+00:00"
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# Hardship, Settlement, or any other advice!

**Source:** Unknown  
**Published:** July 4, 2026  
**Original:** https://www.reddit.com/r/CreditCards/comments/1ungfmg/hardship_settlement_or_any_other_advice/  

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*HTML version: https://stuffthatspins.com/spin/hardship-settlement-or-any-other-advice*