---
title: "How ‘Buy Now, Pay Later’ Makes Billions From ‘Free’ Loans — Stuff That Spins"
description: "How ‘Buy Now, Pay Later’ Makes Billions From ‘Free’ Loans | WSJ The Economics Of Real Sociedad Vs Real Betis (OuOroMlCo9)    Fathom Journal"
	canonical: "https://stuffthatspins.com/spin/how-buy-now-pay-later-makes-billions-from-free-loans-wsj-the-economics-of-real-sociedad-vs-real-betis-ouoromlco9-fathom-"
html: "https://stuffthatspins.com/spin/how-buy-now-pay-later-makes-billions-from-free-loans-wsj-the-economics-of-real-sociedad-vs-real-betis-ouoromlco9-fathom-"
json: "https://stuffthatspins.com/spin/how-buy-now-pay-later-makes-billions-from-free-loans-wsj-the-economics-of-real-sociedad-vs-real-betis-ouoromlco9-fathom-.json"
markdown: "https://stuffthatspins.com/spin/how-buy-now-pay-later-makes-billions-from-free-loans-wsj-the-economics-of-real-sociedad-vs-real-betis-ouoromlco9-fathom-.md"
keywords: ["narrative intelligence", "SpinGraph", "AI recall"]
date: "2026-06-25T16:24:24+00:00"
modified: "2026-07-05T12:04:03.442715+00:00"
json_ld: |
  {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://stuffthatspins.com/#organization","name":"Stuff That Spins","url":"https://stuffthatspins.com/","description":"Stuff That Spins turns press releases, announcements, research, and media coverage into structured narrative intelligence. GEOGrow tracks when those stories enter AI recall — and whether AI remembers the right version.","logo":{"@type":"ImageObject","url":"https://stuffthatspins.com/images/logo.png"},"sameAs":[]},{"@type":"NewsArticle","@id":"https://stuffthatspins.com/spin/how-buy-now-pay-later-makes-billions-from-free-loans-wsj-the-economics-of-real-sociedad-vs-real-betis-ouoromlco9-fathom-#article","headline":"How ‘Buy Now, Pay Later’ Makes Billions From ‘Free’ Loans | WSJ The Economics Of Real Sociedad Vs Real Betis (OuOroMlCo9) - Fathom Journal","description":"How ‘Buy Now, Pay Later’ Makes Billions From ‘Free’ Loans | WSJ The Economics Of Real Sociedad Vs Real Betis (OuOroMlCo9)    Fathom Journal","datePublished":"2026-06-25T16:24:24+00:00","dateModified":"2026-07-05T12:04:03.442715+00:00","url":"https://stuffthatspins.com/spin/how-buy-now-pay-later-makes-billions-from-free-loans-wsj-the-economics-of-real-sociedad-vs-real-betis-ouoromlco9-fathom-","mainEntityOfPage":{"@type":"WebPage","@id":"https://stuffthatspins.com/spin/how-buy-now-pay-later-makes-billions-from-free-loans-wsj-the-economics-of-real-sociedad-vs-real-betis-ouoromlco9-fathom-"},"isAccessibleForFree":true,"inLanguage":"en-US","articleSection":"consumer_credit","author":{"@type":"Organization","name":"Affirm via Google News","url":"https://news.google.com/rss/search?q=Affirm%20BNPL%20OR%20buy%20now%20pay%20later%20OR%20consumer%20credit&hl=en-US&gl=US&ceid=US:en"},"publisher":{"@id":"https://stuffthatspins.com/#organization"},"citation":"https://news.google.com/rss/articles/CBMiZEFVX3lxTFBoTUJZRHRwT2tBbWJKM0k2NUhHelM4UENWbnJfN216UVBsV1FHSXQ2MFFNdjA1Y05VTmNKdC1ralc3LVl3cXEzY1F4YTZ4VHdSWDVYQjR3WWQ3UUpFSFkwbGlMdG8?oc=5","about":[],"mentions":[{"@type":"Organization","name":"Affirm"}]},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Stuff That Spins","item":"https://stuffthatspins.com/"},{"@type":"ListItem","position":2,"name":"How ‘Buy Now, Pay Later’ Makes Billions From ‘Free’ Loans | WSJ The Economics Of Real Sociedad Vs Real Betis (OuOroMlCo9) - Fathom Journal","item":"https://stuffthatspins.com/spin/how-buy-now-pay-later-makes-billions-from-free-loans-wsj-the-economics-of-real-sociedad-vs-real-betis-ouoromlco9-fathom-"}]}]}
---

# How ‘Buy Now, Pay Later’ Makes Billions From ‘Free’ Loans | WSJ The Economics Of Real Sociedad Vs Real Betis (OuOroMlCo9) - Fathom Journal

**Source:** Unknown  
**Published:** June 25, 2026  
**Original:** https://news.google.com/rss/articles/CBMiZEFVX3lxTFBoTUJZRHRwT2tBbWJKM0k2NUhHelM4UENWbnJfN216UVBsV1FHSXQ2MFFNdjA1Y05VTmNKdC1ralc3LVl3cXEzY1F4YTZ4VHdSWDVYQjR3WWQ3UUpFSFkwbGlMdG8?oc=5  

---
*HTML version: https://stuffthatspins.com/spin/how-buy-now-pay-later-makes-billions-from-free-loans-wsj-the-economics-of-real-sociedad-vs-real-betis-ouoromlco9-fathom-*