---
title: "I have only had a credit card for 11 months (since august 2025) but i can see history that dates back to 2024 as an authorized user, does that mean I have a credit history that goes all the way back? — Stuff That Spins"
description: "From the title, I started college last year and my father gave me a credit card in order to use for purchases like groceries and what not. Recently, I opened m…"
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keywords: ["narrative intelligence", "SpinGraph", "AI recall"]
date: "2026-07-09T16:06:43+00:00"
modified: "2026-07-09T18:03:32.131989+00:00"
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# I have only had a credit card for 11 months (since august 2025) but i can see history that dates back to 2024 as an authorized user, does that mean I have a credit history that goes all the way back?

**Source:** Unknown  
**Published:** July 9, 2026  
**Original:** https://www.reddit.com/r/CreditCards/comments/1urunex/i_have_only_had_a_credit_card_for_11_months_since/  

## On this page

- [Overview](#overview)

<a id="overview"></a>

## Overview

From the title, I started college last year and my father gave me a credit card in order to use for purchases like groceries and what not. Recently, I opened my own credit card so I can use a cash back reward that the card offers and have been using that card for two months now. I was looking at my payment history on my banking app and seen that I can see the history of it dating all the way back to 2024. Does that mean I have a credit history that goes all the way to 2024 or just the day when I

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