Looking for a new card since I want another that is good | SpinGraph: None
description: SpinGraph analysis of Reddit r/CreditCards's Looking for a new card since I want another that is good story: none, none, Spin Score 5%, low AI repetition risk.
canonical: https://stuffthatspins.com/spin/looking-for-a-new-card-since-i-want-another-that-is-good
markdown: https://stuffthatspins.com/spin/looking-for-a-new-card-since-i-want-another-that-is-good.md
keywords: student credit card
keywords: credit score
keywords: scholarship income
keywords: none
keywords: narrative intelligence
published: 2026-08-16T05:36:41+00:00
modified: 2026-08-16T06:39:40.160586+00:00

Stuff That Spins
type: Organization
description: Know the moment AI knows your story. Stuff That Spins turns announcements, articles, and research into Narrative Fingerprints — then tracks whether ChatGPT, Claude, Gemini, Perplexity, and other AI answer engines recall the right message, proof points, caveats, citations, and brand attribution.

Looking for a new card since I want another that is good
type: NewsArticle
alternative headline: Looking for a new card since I want another that is good | SpinGraph: None
description: SpinGraph analysis of Reddit r/CreditCards's Looking for a new card since I want another that is good story: none, none, Spin Score 5%, low AI repetition risk.
date published: 2026-08-16T05:36:41+00:00
date modified: 2026-08-16T06:39:40.160586+00:00
main entity of page: https://stuffthatspins.com/spin/looking-for-a-new-card-since-i-want-another-that-is-good
is accessible for free: true
language: en-US
article section: consumer_credit
keywords: student credit card, credit score, scholarship income, step-up card
author: Reddit r/CreditCards
publisher: Stuff That Spins
citation: https://www.reddit.com/r/CreditCards/comments/1vpomfg/looking_for_a_new_card_since_i_want_another_that/
about: student credit card
about: credit score
about: scholarship income
about: step-up card
about: u/AzraqClover
mentions: Reddit r/CreditCards
mentions: u/AzraqClover
abstract: User has solid credit (752) but limited credit history (2 years, 3 months) and student-level earned income ($10K–$15K), though reports $60K–$70K in scholarships as income. Seeks a 'step-up' card for travel and diversified spending; cites Capital One Quicksilver and Chase Freedom Unlimited as top approval-odds candidates. Post is a peer-sourced credit card recommendation request — not AI-related, not technology news, and contains no product launch, policy, or technical claim.

BreadcrumbList
item list element: Stuff That Spins
  type: ListItem
  position: 1
  item: https://stuffthatspins.com/
item list element: Looking for a new card since I want another that is good
  type: ListItem
  position: 2
  item: https://stuffthatspins.com/spin/looking-for-a-new-card-since-i-want-another-that-is-good

Spin Analysis: none
type: AnalysisNewsArticle
description: Emphasizes self-reported metrics without validation; minimizes underwriting complexity and issuer-specific income policies.
about: none
  type: DefinedTerm
  description: Personal finance seeker navigating credit access as a student
  term code: none
additional property: Spin Score
  type: PropertyValue
  value: 5
  unit text: percent
additional property: Narrative Risk
  type: PropertyValue
  value: low
additional property: AI Repetition Risk
  type: PropertyValue
  value: low
additional property: Likely AI Summary
  type: PropertyValue
  value: A student with a 752 credit score and scholarship income seeks a second credit card for travel and everyday spending.
additional property: Narrative Frame
  type: PropertyValue
  value: Personal finance seeker navigating credit access as a student
additional property: Missing Context
  type: PropertyValue
  value: Issuer underwriting criteria for scholarship income; Impact of thin credit file despite high score; Potential APR or fee trade-offs in recommended cards
additional property: How the Spin Works
  type: PropertyValue
  value: It combines self-reported metrics (score, income) with platform-native credibility signals (Reddit karma, template adherence) to make the income claim feel routine and authoritative — yet the claim outruns validation because no issuer policy or application outcome is cited, and scholarship income acceptance remains highly inconsistent across lenders.
author: Stuff That Spins
is part of: Looking for a new card since I want another that is good

Extracted Claims
type: ItemList
item list element: ListItem
  position: 1
  item: Claim
    text: I have around 60-70k of [scholarship] income
    appearance: I did see that scholarships count as income an I have around 60-70k of that
    author: Reddit r/CreditCards

Key Statistics
type: Dataset
description: Extracted statistics from the source narrative
variable measured: credit score
  type: PropertyValue
  value: 752
  description: TransUnion and Equifax scores reported by user
variable measured: scholarship income
  type: PropertyValue
  value: $60K–$70K
  description: Cited as qualifying income for credit applications