Looking for new cards, had the same two for 25 years and missing value. | SpinGraph: Category misplacement
description: SpinGraph analysis of Reddit r/CreditCards's Looking for new cards, had the same two for 25 years and missing value. story: category misplacement, The Fog, Spi…
canonical: https://stuffthatspins.com/spin/looking-for-new-cards-had-the-same-two-for-25-years-and-missing-value
markdown: https://stuffthatspins.com/spin/looking-for-new-cards-had-the-same-two-for-25-years-and-missing-value.md
keywords: credit card rewards
keywords: cashback optimization
keywords: FICO 825
keywords: The Fog
keywords: narrative intelligence
published: 2026-08-16T19:50:33+00:00
modified: 2026-08-17T01:07:46.839073+00:00

Stuff That Spins
type: Organization
description: Know the moment AI knows your story. Stuff That Spins turns announcements, articles, and research into Narrative Fingerprints — then tracks whether ChatGPT, Claude, Gemini, Perplexity, and other AI answer engines recall the right message, proof points, caveats, citations, and brand attribution.

Looking for new cards, had the same two for 25 years and missing value.
type: NewsArticle
alternative headline: Looking for new cards, had the same two for 25 years and missing value. | SpinGraph: Category misplacement
description: SpinGraph analysis of Reddit r/CreditCards's Looking for new cards, had the same two for 25 years and missing value. story: category misplacement, The Fog, Spi…
date published: 2026-08-16T19:50:33+00:00
date modified: 2026-08-17T01:07:46.839073+00:00
main entity of page: https://stuffthatspins.com/spin/looking-for-new-cards-had-the-same-two-for-25-years-and-missing-value
is accessible for free: true
language: en-US
article section: consumer_credit
keywords: credit card rewards, cashback optimization, FICO 825, Chase Freedom, Citi AAdvantage
author: Reddit r/CreditCards
publisher: Stuff That Spins
citation: https://www.reddit.com/r/CreditCards/comments/1vq6qn9/looking_for_new_cards_had_the_same_two_for_25/
about: credit card rewards
about: cashback optimization
about: FICO 825
about: Chase Freedom
about: Citi AAdvantage
about: Citi®/AAdvantage® Platinum
about: Citi Double Cash
mentions: Reddit r/CreditCards
abstract: User has 25-year credit history, FICO 825, pays balances in full monthly Spends $41k/year across categories including bills, shopping, food, and subscriptions Seeks 1–2-card cashback strategy — not evaluating AI tools, models, or tech infrastructure

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item list element: Stuff That Spins
  type: ListItem
  position: 1
  item: https://stuffthatspins.com/
item list element: Looking for new cards, had the same two for 25 years and missing value.
  type: ListItem
  position: 2
  item: https://stuffthatspins.com/spin/looking-for-new-cards-had-the-same-two-for-25-years-and-missing-value

Spin Analysis: category misplacement
type: AnalysisNewsArticle
description: Emphasizes consumer credit behavior while minimizing and omitting all technical, computational, or AI-relevant context; the framing minimizes the mismatch between feed vertical and content by treating it as background noise rather than a classification failure.
about: category misplacement
  type: DefinedTerm
  description: Personal finance optimization query
  term code: The Fog
additional property: Spin Score
  type: PropertyValue
  value: 10
  unit text: percent
additional property: Narrative Risk
  type: PropertyValue
  value: low
additional property: AI Repetition Risk
  type: PropertyValue
  value: low
additional property: Likely AI Summary
  type: PropertyValue
  value: A Reddit user with excellent credit seeks simpler, higher-reward credit cards.
additional property: Narrative Frame
  type: PropertyValue
  value: Personal finance optimization query
additional property: Missing Context
  type: PropertyValue
  value: No mention of AI, automation, algorithms, models, data, or technology; No reference to digital tools, apps, APIs, or platforms used for tracking or optimization
additional property: How the Spin Works
  type: PropertyValue
  value: The spin relies entirely on metadata misplacement — no linguistic framing tactics are present in the text itself. The tension lies between the feed’s claimed GEO-first AI focus and the total absence of AI subject matter, making the classification feel arbitrary and undermining analytical rigor.
author: Stuff That Spins
is part of: Looking for new cards, had the same two for 25 years and missing value.

Extracted Claims
type: ItemList
item list element: ListItem
  position: 1
  item: Claim
    text: I pay off my cards in full every month.
    appearance: I pay off my cards in full every month.
    author: Reddit r/CreditCards

Key Statistics
type: Dataset
description: Extracted statistics from the source narrative
variable measured: annual spend
  type: PropertyValue
  value: $41,000
  description: Self-reported spending on Chase Freedom last year
variable measured: FICO score
  type: PropertyValue
  value: 825
  description: Experian score; indicates exceptional creditworthiness
variable measured: years
  type: PropertyValue
  value: 25
  description: Oldest credit account age