---
title: "Why BNPL infrastructure needs to learn a new acronym: KYA (Know Your Agent) — Stuff That Spins"
description: "BNPL was designed for people making purchasing decisions. Agentic commerce shifts those decisions to software. The result is an infrastructure mismatch: autonomous buyers operating on systems built to verify human intent. As AI agents begin purchasing, financing, and managing transactions on behalf…"
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date: "2026-07-02T11:30:00+00:00"
modified: "2026-07-05T05:13:51.082351+00:00"
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# Why BNPL infrastructure needs to learn a new acronym: KYA (Know Your Agent)

**Source:** Unknown  
**Published:** July 2, 2026  
**Original:** https://tearsheet.co/bnpl/why-bnpl-infrastructure-needs-to-learn-a-new-acronym-kya-know-your-agent/?utm_source=rss&utm_medium=rss&utm_campaign=why-bnpl-infrastructure-needs-to-learn-a-new-acronym-kya-know-your-agent  

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