Find a story
Search Spins
Search titles, summaries, and missing voices across published articles — press releases, announcements, and media coverage.
0 results for “Roth 401k”
Thinking of switching from regular 401k to Roth 401k. Worth doing for us?
A Reddit user aged 40 with $312k in a traditional 401(k), recently promoted to $120k/year, is considering switching future contributions to a Roth 401(k) to reduce future tax liability and increase early-access flexibility ahead of potential semi-retirement or career transition.
Aug 7, 2026
Megabackdoor Roth rollover from Voya
A Reddit user asks for firsthand experience with executing a megabackdoor Roth rollover from Voya’s 401(k) platform, specifically regarding whether Voya issues one or two checks when rolling over after-tax contributions and associated taxable earnings to separate custodians.
Aug 6, 2026
401K vs Roth 401K - real deal
A Reddit user in r/personalfinance asks a basic tax-advantaged retirement account question comparing traditional and Roth 401(k) contribution strategies, seeking clarity on tax timing trade-offs.
Aug 2, 2026
Roth 401k over traditional
A Reddit user in their mid-20s questions the conventional preference for traditional 401(k)s over Roth 401(k)s, citing anticipated higher tax burdens and reduced physical capacity in retirement as reasons to favor Roth contributions now.
Jul 31, 2026
Thinking of switching from Trad 401k to Roth 401k. Thoughts?
A Reddit user seeks peer advice on optimizing 401(k) contributions by shifting from traditional to Roth mid-year to lock in 12% marginal tax treatment, citing income, deductions, and existing retirement accounts.
Jul 24, 2026
Young Engineer - Traditional 401k vs Roth 401k
A Reddit user posted a question comparing Traditional and Roth 401(k) options, seeking personal finance advice — unrelated to AI or technology.
Jul 16, 2026