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35K in credit card debt due to gambling and feel like my life is ruined
A 26-year-old man with $35,000 in credit card debt—$20,000 at 0% and $15,000 at 21.99% cash advance APR—seeks peer advice after repeated debt consolidation loan rejections and a drop in credit score from 830 to ~760, while attempting gambling addiction recovery.
Jul 31, 2026
Taking cash off interest free credit card
A Reddit user asks for advice on accessing cash from a 0% APR credit card without triggering interest charges, specifically seeking alternatives to cash advances for paying contractors during home remodeling.
Jul 14, 2026
Does Plastiq still work to hit a Chase CSP SUB?
A Reddit user asks whether using Plastiq to pay rent via check will trigger Chase Sapphire Preferred statement credit bonuses (SUBs) without being classified as a cash advance.
Jul 10, 2026