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4 results for “hard pull”
Currently LOL/24 and pre-approved for the Walmart OnePay Card, any data points on velocity for approval or info from people rejected or instead approved for the BS no rewards version?
A Reddit user with 11/24 hard inquiries seeks crowd-sourced advice on application timing and approval outcomes for the Walmart OnePay Card, specifically to avoid receiving a no-rewards variant after a credit inquiry.
Aug 5, 2026
Approved for Fidelity Rewards Signature Card with zero credit history.
A Reddit user reports being approved for the Fidelity Rewards Signature Card despite having zero credit history, attributing the approval to their relationship with Fidelity and noting the card is issued by Elan Financial Services.
Jul 24, 2026
Comedity Bank/Bread Financial Triple A Visa Signature DP
A Reddit user shared an anecdotal credit card application experience involving Comedity Bank/Bread Financial, reporting instant approval for a $7300 limit with specific credit scores and income details — but no AI or technology narrative is present.
Jul 23, 2026
Wells Fargo card approved for $3K — chances of a CLI after a balance transfer?
A Reddit user seeks peer advice on whether Wells Fargo will approve a credit limit increase for a newly opened card to enable a large balance transfer, amid concerns about hard credit inquiries and score impact.
Jul 15, 2026