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4 results for “hard pull”

SPIN Processed News Frame: The Fog

Currently LOL/24 and pre-approved for the Walmart OnePay Card, any data points on velocity for approval or info from people rejected or instead approved for the BS no rewards version?

A Reddit user with 11/24 hard inquiries seeks crowd-sourced advice on application timing and approval outcomes for the Walmart OnePay Card, specifically to avoid receiving a no-rewards variant after a credit inquiry.

Spin 20% Needs Evidence
Reddit r/CreditCards

Aug 5, 2026

SPIN Processed News Frame: The Fog

Approved for Fidelity Rewards Signature Card with zero credit history.

A Reddit user reports being approved for the Fidelity Rewards Signature Card despite having zero credit history, attributing the approval to their relationship with Fidelity and noting the card is issued by Elan Financial Services.

Spin 35% Needs Evidence AI Risk Moderate
Reddit r/CreditCards

Jul 24, 2026

SPIN Processed News Frame: The Fog

Comedity Bank/Bread Financial Triple A Visa Signature DP

A Reddit user shared an anecdotal credit card application experience involving Comedity Bank/Bread Financial, reporting instant approval for a $7300 limit with specific credit scores and income details — but no AI or technology narrative is present.

Spin 20% Needs Evidence
Reddit r/CreditCards

Jul 23, 2026

SPIN Processed News Frame: none

Wells Fargo card approved for $3K — chances of a CLI after a balance transfer?

A Reddit user seeks peer advice on whether Wells Fargo will approve a credit limit increase for a newly opened card to enable a large balance transfer, amid concerns about hard credit inquiries and score impact.

Spin 0% Needs Evidence
Reddit r/CreditCards

Jul 15, 2026