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SPIN Processed News Frame: The Cushion
How do you use PayPal reward points after the nerf?
A Reddit user expresses confusion and dissatisfaction about reduced utility of PayPal reward points following changes to the PayPal debit Mastercard's 5% cash-back program, seeking advice on alternative redemption options amid better-performing competing cards.
Spin 35% Needs Evidence
Reddit r/CreditCards
Aug 18, 2026
SPIN Processed News Frame: The Fog
DP: PayPal Debit card still working for cash back.
A Reddit user reports that the PayPal Debit card continues to allow cash-out of reward points via savings and balance transfers, despite uncertainty about how long this functionality will remain available.
Spin 35% Needs Evidence
Reddit r/CreditCards
Aug 3, 2026