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SPIN Processed News Frame: none
Security deposit refund via ACH “processed” Aug 10, still nothing in X Money/Cross River by Aug 13. How long does it typically take?
A Reddit user reports a delayed ACH security deposit refund from KeyBank to an X Money (Cross River Bank) account, with no funds or pending status visible three business days after the stated 'processed' date.
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Reddit r/banking
Aug 16, 2026
SPIN Processed News Frame: The Fog
Turning a dumb AC unit smart (without losing my security deposit)
A Hacker News thread titled 'Turning a dumb AC unit smart (without losing my security deposit)' contains user comments about DIY smart-home modifications to rental air conditioners, reflecting grassroots technical experimentation and tenant constraints.
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Hacker News Front Page
Jul 30, 2026