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6 results for “student credit card”

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denied for a student credit card because of thin credit history?

A 19-year-old Reddit user with a 670 Equifax score was denied a student credit card due to 'limited credit history', 'too many inquiries', and 'not enough revolving credit history' — highlighting systemic barriers to credit access for young adults.

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Reddit r/CreditCards

Aug 6, 2026

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Incoming College Student Credit Card - Chase

A Reddit user asks whether opening a Chase bank account immediately before applying for the Chase Freedom Rise credit card improves approval odds, given Chase's website states having an account 'would help' — raising questions about banking relationships as gateways to credit access.

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Reddit r/CreditCards

Aug 5, 2026

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Credit Card Recommendation

A Reddit user seeks credit card recommendations to build credit after graduation and before starting student loan payments.

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Reddit r/CreditCards

Jul 22, 2026

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Can I apply for a U.S. student credit card while attending a university outside the U.S.?

A U.S. citizen student with no credit history seeks guidance on eligibility for a U.S.-based student credit card while enrolled at a European university.

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Reddit r/CreditCards

Jul 21, 2026

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Applying to USA student credit card while studying outside the USA

A U.S. citizen student with no credit history seeks guidance on applying for the Capital One Savor Student credit card while enrolled at a European university, raising questions about eligibility criteria and approval odds.

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Reddit r/CreditCards

Jul 21, 2026

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Student Credit Card frustrations

A Reddit user reports being denied two student credit cards despite having part-time income, citing inconsistent approval criteria compared to a peer.

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Reddit r/CreditCards

Jul 8, 2026