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Source PYMNTS pymnts.com Media
July 7, 2026 ai_technology payments

AI Gives Every Purchase Its Own Credit Decision

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Overview

For most of the history of financial services, credit functioned as a blunt instrument. A bank extended a line, a customer drew on it and borrowing remained separate from spending. The amount borrowed determined the terms, while what customers actually purchased was irrelevant. That model is changing. Credit is becoming a feature rather than a […] The post AI Gives Every Purchase Its Own Credit Decision appeared first on PYMNTS.com.

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