If an AI agent can issue refunds or move money at your company, who signs off on what it’s allowed to do?
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Disclosure: I work at a startup building oversight tooling for AI agents, so I have a stake in this. I’m after how teams handle it in practice, not a pitch. Fintechs are starting to give agents real actions: refunds, KYC checks, payout routing, account changes. What I keep wondering is who actually owns the decision about what an agent is allowed to do. Is it the engineering team that built it, the risk team, compliance, or nobody in particular? Who sets the limits (amount, new recipient, which
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