Spent a few weeks looking at stablecoin payment startups, the regulatory wrapper matters more than the chain

Summary

Been comparing how the stablecoin payment startup landscape actually segments, partly because a couple of program managers I talk to keep asking which wrapper looks structurally cleanest. The default split everyone reaches for first is by chain, Solana versus Base versus Tron for corridor flows. That framing keeps falling apart once you look at how these products actually differentiate to merchants and end users. What seems to matter more is the regulatory wrapper the consumer-facing product sit

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