The FCA wants rules for who an AI agent is and what it is allowed to do. Neither answer exists yet
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Two things came out of the FCA on 19 October. One was guidance on good and bad AI practice, which is about what firms should be doing right now. The other was a speech by Jessica Rusu, and that is the more interesting one. She said the FCA is going to build a framework for agentic finance covering four things. Agent identity, delegated authority, accountability and execution. Put plainly, that is who is this agent, what was it allowed to do, who answers when it goes wrong, and what actually happ
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