401k

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Should I pause 401k contributions above the match to knock out a 7% car loan?

A Reddit user asks whether to temporarily reduce 401(k) contributions above the employer match to accelerate repayment of a 7% auto loan, weighing opportunity cost against debt freedom.

Spin 5% Claim Present in Source

Reddit r/personalfinance

Aug 7, 2026

Related Claims

01 I'm considering dropping my 401k contribution to just the match for a year to throw the difference at my 7% car loan.

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