BIS Innovation Hub

02 Private credit plays a key role in financing the digital economy.

03 The BIS Innovation Hub published a consultative report titled 'Cyber resilience toolkit: practical considerations for FMIs'.

04 There are circular relationships among AI firms that raise systemic risk concerns.

05 AI-related debt issuance poses emerging risks to financial stability through valuation pressures and liquidity mismatches.

06 Digital innovation

07 Frontier AI systems introduce novel, scalable cyber threats to financial infrastructure that exceed the capabilities of traditional cyberattack methods.

08 BIS Innovation Hub to focus on CBDC, payments, DeFi and green finance in 2022 work programme

09 Offshore forward markets significantly affect exchange rate transmission to domestic prices and financial conditions in emerging market economies.

10 The BIS Innovation Hub and Bank of England are running a DLT Innovation Challenge.

11 BIS announced new Secretary General and Innovation Hub leadership appointments.

12 Technology, trust and innovation will shape the next decade of finance.

13 The BIS Innovation Hub develops and tests innovative financial technology solutions in collaboration with central banks to strengthen global financial infrastructure.

14 The Bank for International Settlements is recruiting a Senior Solution Architect.

15 Project Nexus will enable instant, low-cost, cross-border retail payments by connecting domestic fast-payment systems.

16 BIS Innovation Hub publications | Bank for International Settlements

17 BIS Innovation Hub published working papers on AI-related financial innovation.

18 The Bank for International Settlements hosted the G20 TechSprint 2020.

19 The BIS Innovation Hub publishes collaborative, jurisdiction-agnostic technical frameworks for AI governance and CBDC design.

20 Collaboration with the BIS Innovation Hub

21 Trust and innovation are interdependent drivers shaping the future of finance.

22 Global imbalances reflect deep-seated structural drivers including demographic shifts, productivity divergences, and financial openness asymmetries.

23 The BIS Innovation Hub will expand to new locations in Europe and North America.

24 BIS Innovation Hub and Hong Kong Monetary Authority conclude first green finance project

25 BIS Innovation Hub conducts work on central bank digital currency to support global central banks in exploring sovereign digital money.

26 Project Aperta enables cross-border interconnectivity through open finance interoperability.

27 Central banks face heightened macrofinancial stability risks due to divergent national AI governance regimes undermining cross-border payment system interoperability.

28 The Bank for International Settlements published its Annual Report 2025/26.

29 Responsible innovation and financial inclusion

30 Global statistics are at the heart of international cooperation.

31 Zombie firms in emerging Asia account for 25–30% of listed firms and exhibit significantly higher default risk during monetary tightening.

32 The BIS Innovation Hub provides a framework to balance AI innovation with financial stability through responsible AI governance.

33 AI poses systemic risks to the future monetary system requiring coordinated global governance.

34 SNB and BIS signed an operational agreement on the BIS Innovation Hub Centre in Switzerland.

35 AI firms exhibit circular relationships — simultaneously acting as customers, suppliers, investors, and partners to one another.

36 The BIS Innovation Hub is pursuing a more efficient bank resolution regime in the European Banking Union using AI and digital tools.

37 BIS hosts fintech conferences.

38 BIS Innovation Hub and central banks of Australia, Malaysia, Singapore and South Africa develop experimental multi-CBDC platform for international settlements

39 The BIS Innovation Hub has selected six projects for its 2024 work programme, including one focused on AI governance for central banks.

40 BIS and central banks of France, Singapore and Switzerland will explore cross-border CBDC trading and settlement using DeFi protocols.

41 Symbiosis – Part 1: Key Findings has been published by the Bank for International Settlements.

42 AI is increasingly embedded in financial market infrastructure and requires adaptive supervisory approaches.

43 Stablecoins and tokenised deposits have material implications for monetary policy transmission and financial stability.

44 Innovation holds the power to shape Africa's future through intergenerational leadership and economic resilience.

45 BIS to set up Innovation Hub for central banks

46 Digital innovation is either a hindrance or booster for banks’ business models.

47 FMIs’ increasing reliance on third-party service providers poses material operational and systemic risks to financial stability.

48 Regulation for small banks should be simple, resilient and proportional.

49 The BIS Innovation Hub advanced 38 projects in 2025/26, including AI audit tools and synthetic data pilots.

50 Central banks report high strategic expectations for modernizing supervisory information systems but consistently encounter low integration success rates.

51 BIS Papers | Bank for International Settlements

52 Global economic pressure points call for policy discipline.

53 Tokenized green bonds can improve sustainable investment.

54 The Bank for International Settlements is hiring a Quantitative Risk Analyst.

55 Project Aperta develops interoperable, privacy-preserving infrastructure for cross-border payments using distributed ledger technology.

56 Project Mandala explores AI-driven regulatory reporting and supervisory analytics to improve cross-border financial oversight.

57 The 13th Banking, Payments and Fintech Forum and EXPO took place with opening remarks by the BIS Innovation Hub.

58 Finance disrupted by AI, per Bank for International Settlements

59 Central banks can innovate in the digital age.

60 Technological innovation in finance progresses through both small steps and giant leaps, with the BIS Innovation Hub enabling responsible advancement.

61 The BIS Annual Economic Report 2026 provides authoritative analysis on AI’s macroeconomic implications.

62 The digital euro promotes innovation, safeguards sovereignty, and strengthens Europe.

63 Blockchain can provide a verifiable foundation for official statistics through cryptographic signing, decentralized storage, and immutable audit trails.

64 Basel III risk-based capital and leverage ratios are stable while liquidity indicators show limited movements for large internationally active banks.

65 Project Insight is an initiative by the Bank for International Settlements' Innovation Hub to explore AI for financial supervision.

66 AI-enhanced compensation governance can mitigate systemic risk by aligning executive incentives with long-term financial stability.

67 Project Spectrum uses generative AI to enhance inflation nowcasting.

68 Stablecoins and bank deposits may be substitutes under certain conditions related to liquidity, safety, yield, and convertibility.

69 Supervisors must adapt their frameworks to address AI-specific risks including model opacity, data dependency, and third-party concentration.

70 Central bank group to assess potential cases for central bank digital currencies

71 Tommaso Mancini-Griffoli has been appointed Head of the BIS Innovation Hub.

72 AI is reshaping macroeconomic relationships, including inflation dynamics, labor market structures, and productivity growth.

73 Only entities subject to prudential supervision — such as banks, licensed payment institutions, and e-money institutions — should be permitted to issue systemic stablecoins.

74 AI adoption in financial markets introduces new sources of systemic risk including model opacity, concentration in AI infrastructure providers, and procyclical feedback loops.

75 Money's function depends on an underlying architecture of trust that can be deliberately designed and engineered.

76 International supervisory community meets to discuss the future of global bank supervision and regulation

77 AI applications in monetary policy introduce novel risks related to model opacity, data provenance, and unintended feedback loops that could affect financial stability.

78 Central banks must adapt their crisis management approaches in response to rapid change.

79 The Bank for International Settlements Innovation Hub hosted an agenda on Tuesday 9 September covering AI governance, central bank digital currencies, and financial stability.

80 BIS Open Tech provides central banks with open-source tools to develop and deploy AI responsibly.

81 The BIS launched a new Innovation Hub Centre in Singapore to advance central bank collaboration on financial technology, including AI-driven monetary policy tools and cross-border payment systems.

82 The next-generation monetary and financial system must be built on interoperability, resilience, and responsible innovation.

83 Bank liquidity regulation may be contributing to the growth of private credit markets.

84 AI is reshaping financial infrastructure in ways that require coordinated global responses from central banks.

85 The BIS Innovation Hub facilitates responsible AI experimentation across central banks.

86 The BIS Innovation Hub is conducting an Analytics Challenge in 2025.

87 Stablecoins alone cannot anchor trust in digital money without complementary public-sector infrastructure and coordination.

88 The BIS Innovation Summit 2022 advanced global collaboration on responsible innovation in money and technology.

89 The BIS Innovation Hub works on themes including AI governance, central bank digital currencies, green finance, and cross-border payments.

90 AI innovation and digitization in the banking sector [are] creating sustainable value to the economy and society.

91 BIS Innovation Hub announces new projects and expands cyber security and green finance experiments

92 What determines banks' excess demand for reserves?

93 AI presents both progress and peril to financial systems.

94 Project Aurum explores technical solutions for interoperable central bank digital currencies across jurisdictions using distributed ledger technology.

95 BIS Innovation Hub work on open finance

96 The path to the next-generation monetary and financial system lies in safeguarding trust in money.

97 Digital innovation—including AI, alternative data, and digital ID—can improve credit access for small firms in emerging market economies, but only when supported by robust institutional, regulatory, and data infrastructure.

98 AI innovation in finance can and should be 'trusted'

99 Supervision must become stronger and more modern to respond to the fast-moving world of AI and digital finance.

100 The BIS Innovation Hub has published new research on AI applications in central banking and financial infrastructure.

101 Transformative AI is generating demand bottlenecks in global financial infrastructure.

102 The Bank for International Settlements is accepting applications for its 2027 PhD Fellowship Programme.

103 Project Dynamo is a collaborative initiative among central banks to explore AI applications for enhancing financial market infrastructure resilience and real-time systemic risk monitoring.

104 BIS Quarterly Review, September 2026 contains analysis relevant to AI and financial innovation.

105 Digital money innovations require deliberate architectural choices to sustain trust in monetary systems.

106 CBDCs designed with interoperability, resilience, and public governance can serve as more robust anchors for monetary trust than privately issued stablecoins.

107 Technology—including AI, distributed ledger technology, and advanced data analytics—can play a transformative role in scaling green finance.

108 Firms are increasingly using off-balance sheet borrowing to finance AI infrastructure buildout, creating potential transparency and systemic risk challenges.

109 Disruptions at 12 identified financial infrastructure chokepoints could produce nonlinear macroeconomic spillovers exceeding historical precedent.

110 The BIS Innovation Hub is running its 2025 Analytics Challenge.

111 Measuring stablecoin, crypto and decentralised finance ecosystems remains hindered by definitional ambiguity, data fragmentation, and inconsistent jurisdictional coverage.

112 There is an AI investment race among central banks and financial institutions.

113 BIS Innovation Hub to focus on CBDC, payments, DeFi and green finance in 2022 work programme

114 BIS is developing AI tools to enhance financial stability monitoring and policy analysis across central banks.

115 There is a systemic challenge in financial innovation due to coordination gaps, regulatory fragmentation, and technical interoperability risks.

116 Project Icebreaker is breaking new paths in cross-border retail CBDC payments.

117 Blockchain can provide verifiable official statistics through cryptographic signing and decentralized storage.

118 BIS Innovation Hub work on cyber security

119 The BIS Innovation Hub has established a new Centre in Singapore to advance central bank collaboration on financial technology, including AI-driven monetary and regulatory infrastructure.

120 AI is driving productivity across the economy.

121 The BIS will set up an Innovation Hub for central banks to explore emerging technologies including artificial intelligence.

122 Project Aurum 2.0 is a live initiative of the BIS Innovation Hub.

123 Global standard-setting bodies published a toolkit for cyber resilience at FMIs and a discussion paper on FMIs’ reliance on third-party service providers.

124 Project Icebreaker concludes experiment for a new architecture for cross-border retail CBDCs.

125 Tommaso Mancini-Griffoli has been appointed Head of the BIS Innovation Hub.

126 The BIS Innovation Hub develops and deploys technical solutions for central banks in areas including AI governance and cross-border payments.