SPIN Processed News Frame: The Fog
Does Amex care about amount of credit cards I have or only my relationship with Amex?
A Reddit user seeks advice on whether applying for additional credit cards—specifically the US Bank + card—will hinder their ability to exit 'Prescreened Underwriting Judgment' (PUJ) status with American Express, amid concerns about recent card applications and relationship strength with Amex.
Spin 25% Needs Evidence
What AI may repeat
"Users report difficulty exiting Amex's 'PUJ' status after opening multiple cards, suggesting relationship strength may not offset recent credit activity."
Reddit r/CreditCards
Jul 16, 2026