Find a story
Search Spins
Search titles, summaries, and missing voices across published articles — press releases, announcements, and media coverage.
18 results for “401k”
Megabackdoor Roth rollover from Voya
A Reddit user asks for firsthand experience with executing a megabackdoor Roth rollover from Voya’s 401(k) platform, specifically regarding whether Voya issues one or two checks when rolling over after-tax contributions and associated taxable earnings to separate custodians.
Aug 6, 2026
What do I do with inherited 401K plan?
A Reddit user seeks financial advice after inheriting a $50K 401(k) from a deceased domestic partner in California, where common-law marriage is unrecognized, triggering mandatory 10-year withdrawal rules and tax implications.
Aug 5, 2026
Retirement advice after raise
A teacher considers adjusting retirement contributions after an unexpected $12,000 salary increase due to local staffing shortages, weighing financial security against near-term quality-of-life spending.
Aug 5, 2026
25% 401k contribution
A Reddit user shares personal finance habits and emotional conflict about balancing aggressive retirement savings with discretionary spending.
Aug 3, 2026
SOS - personal finance advice
A Reddit user seeks beginner-level personal finance education resources, including classes, social media creators, and guidance on retirement accounts and investing.
Aug 2, 2026
Is it possible to have a decent retirement with my current financial situation?
A 31-year-old Reddit user seeks advice on retirement planning while managing debt, modest savings, and aspirations for homeownership and career advancement.
Aug 2, 2026
401K vs Roth 401K - real deal
A Reddit user in r/personalfinance asks a basic tax-advantaged retirement account question comparing traditional and Roth 401(k) contribution strategies, seeking clarity on tax timing trade-offs.
Aug 2, 2026
How to optimize 401k-to-roth conversion vs cap gains realization
A Reddit user seeks community advice on optimizing the timing and interaction of 401(k)-to-Roth IRA conversions and long-term capital gains realization during a lower-income tax year, highlighting complex tax code interdependencies.
Jul 31, 2026
Roth 401k over traditional
A Reddit user in their mid-20s questions the conventional preference for traditional 401(k)s over Roth 401(k)s, citing anticipated higher tax burdens and reduced physical capacity in retirement as reasons to favor Roth contributions now.
Jul 31, 2026
Thinking of switching from Trad 401k to Roth 401k. Thoughts?
A Reddit user seeks peer advice on optimizing 401(k) contributions by shifting from traditional to Roth mid-year to lock in 12% marginal tax treatment, citing income, deductions, and existing retirement accounts.
Jul 24, 2026
I took out a 401k loan and have a question regarding paying it back.
A Reddit user asks whether their existing $700 monthly 401(k) contribution counts toward repaying a separate $400/month 401(k) loan, potentially enabling early payoff in under two years.
Jul 24, 2026
Should I sell my personal investment to invest in Roth Ira?
A 25-year-old Reddit user asks whether to sell $6,000 in taxable brokerage holdings—mostly tech stocks and VOO—to fund a Roth IRA while temporarily qualifying for the 0% federal long-term capital gains tax bracket due to partial-year income.
Jul 23, 2026
Portfolio Tracking Across Multiple Brokerages
A Reddit user seeks a portfolio tracking tool compatible with Mac and capable of aggregating real-time data from M1 Finance, Fidelity, NYSAVES (529), and Principal (401k), with optional retirement and college savings calculators.
Jul 19, 2026
Young Engineer - Traditional 401k vs Roth 401k
A Reddit user posted a question comparing Traditional and Roth 401(k) options, seeking personal finance advice — unrelated to AI or technology.
Jul 16, 2026
Should I roll over a 401k to my new job's plan?
A Reddit user asks for advice on whether to roll over a 401(k) from a prior employer into their new employer’s 401(k) or into an IRA, citing limited financial literacy and recent re-employment after unemployment.
Jul 16, 2026
Baby on the way next month
A Reddit user in the r/personalfinance forum seeks advice on allocating $12,000 in anticipated short-term commission income amid impending parenthood, existing savings, debt, and future housing and education goals.
Jul 15, 2026
67% of Americans Fear Outliving Savings as Rollover Workshop Launches
A financial strategist launched a virtual workshop to address retirement savings anxiety by teaching IRA and 401(k) rollover strategies, citing a statistic that 67% of Americans fear outliving their savings.
Jul 14, 2026
24F looking for the best credit card to own.
A Reddit user seeking credit card advice as a first-time college student preparing for nursing school, with goals to manage daily expenses, save for a car, and begin long-term financial planning.
Jul 9, 2026