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Thinking of switching from regular 401k to Roth 401k. Worth doing for us?
A Reddit user aged 40 with $312k in a traditional 401(k), recently promoted to $120k/year, is considering switching future contributions to a Roth 401(k) to reduce future tax liability and increase early-access flexibility ahead of potential semi-retirement or career transition.
Aug 7, 2026
Just cleared all my consumer debt, questions about remaining debt?
A Reddit user with $95k income and cleared consumer debt seeks advice on managing remaining debts including mortgage, HELOC, student loans in deferment, a lease-to-own obligation, and a $4,787 collection account.
Jul 24, 2026
Citi Strata Premier & Plastiq? Mortgage/HELOC allowed? C1V?
A Reddit user reports inconsistent Plastiq payment functionality across Citi credit cards for HELOC/mortgage payments, highlighting policy ambiguity and real-world friction in using travel rewards cards for debt repayment.
Jul 16, 2026