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Bounced check held for 2 weeks
A Reddit user describes a mobile deposit that initially appeared cleared but later bounced due to an inter-institutional dispute between their bank and employer over insufficient funds, resulting in a two-week hold on the paycheck and negative account balance.
Oct 12, 2026
Teen accounts don’t allow external transfers
A Reddit user under 18 describes constraints on external fund transfers from teen banking accounts—specifically Capital One’s policy prohibiting minors from initiating ACH/wire transfers—and explores workarounds like writing personal checks to move money between their credit union money market and savings accounts.
Sep 3, 2026