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Source PYMNTS pymnts.com Media Center
October 23, 2026 ai_technology payments

AI Shifts Underwriting From the Person to the Purchase

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Overview

The credit score has a strange blind spot. It knows a lot about the borrower and almost nothing about what the borrower is about to buy. And as latest installment of “The Future of AI Credit” playbook, a PYMNTS Intelligence collaboration with Thredd, shows, creditworthiness is not necessarily constant. A borrower can be attractive for one transaction […] The post AI Shifts Underwriting From the Person to the Purchase appeared first on PYMNTS.com.

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