SPIN Unprocessed
Source PYMNTS pymnts.com Media Center
October 22, 2026 ai_technology payments

Banks Add AI Agents, Keep Their 40-Year-Old Cores

View original on pymnts.com

Overview

Banks keep their core systems because replacing them is costly and disruptive. Keeping them carries its own price. Employees work across fragmented applications, repeat manual steps and rely on expensive integrations. Fifty-two percent of financial institutions name legacy technology as an obstacle to real-time payments modernization, and 53% name manual-intensive internal processes, PYMNTS Intelligence found. […] The post Banks Add AI Agents, Keep Their 40-Year-Old Cores appeared first on PYMNT

SpinGraph analysis pending — check back after processing.

Ask AI about this story

Opens with the SpinGraph .md URL and structured context — one click, prompt included.

More from PYMNTS

View all →

Markdown (.md) · JSON-LD schema (.json) · Machine-readable for AI & GEO