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Source Reddit r/CreditCards reddit.com Forum
July 22, 2026 ai_technology consumer_credit

Card Recommendation Requested

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Overview

CREDIT PROFILE * Current credit cards you are the primary account holder of: * None - looking for first card * FICO scores with source: 640 * Oldest credit card account age: 3 years * Cards approved in the past 6 months: 0 * Cards approved in the past 12 months: 0 * Cards approved in the past 24 months: 0 * Annual income $: 100000 CATEGORIES * Ok with category-specific cards?: Yes * Ok with rotating category cards?: No * Estimate average monthly spend in the categories below. * Dining $: 1000 *

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