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Source Reddit r/CreditCards reddit.com Forum
July 7, 2026 ai_technology consumer_credit

Do you actually think about which card to use at checkout or is that just me being delusional

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Overview

Genuinely asking because I feel like I should have this figured out by now. I’ve got a few cards — Amex Platinum, Chase Freedom, and a couple of Wells Fargo cards (Autograph and Reflect). I know they all have different strengths but in the moment, especially online, I just grab whatever autofills or whatever I used last time. Looked back at some purchases last month and honestly kind of embarrassed. Used my Reflect on a restaurant charge when my Freedom probably would’ve been better. Nothing cat

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