Family Lending Circle Concept
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Hey r/FinTech , I’ve been mapping out the architecture for a mutual-aid financial tool aimed at families: a Family Emergency Capital Pool (FECP) . The idea stems from a common problem: family financial help is often awkward, emotionally charged, or drives people toward 25%+ credit cards or payday loans during emergencies. We’re building an open-source model to digitize and automate collective family savings. This is similar to idea use by many Asians in the past, when they came to America they w
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