Klarna’s Charter Bid Tests the FinTech Banking Model
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FinTechs are treating banking licenses as strategic infrastructure. Klarna’s decision to apply to establish Klarna Bank USA, a Utah-chartered industrial bank, illustrates that shift. The Swedish company filed applications with both the Utah Department of Financial Institutions and the Federal Deposit Insurance Corp., seeking authority to operate a federally insured industrial bank in the United […] The post Klarna’s Charter Bid Tests the FinTech Banking Model appeared first on PYMNTS.com.
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