Rain's $2Bn founder explains why he built the hardest payment infrastructure first — not last

Overview

Farooq Malik (CEO/Co-Founder, Rain) laid out a sequencing decision that's counter to how most founders build: card issuing — the most edge-case-riddled, complicated payment type there is — was Rain's first priority, not an afterthought. His reasoning: solve the hardest thing first, and everything downstream gets structurally easier. Most companies do the reverse — ship the easy wins, defer the infrastructure decision that actually determines whether they own their stack or are permanentl

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