SPIN Unprocessed
Source Reddit r/banking reddit.com Forum
July 3, 2026 ai_technology banking

What counts as a bill payment or pre-authorized payment?

View original on reddit.com

Summary

My bank is offering me $600 in airline points if I open a new chequing account with them and hold for a year (which costs $200/yr), change my payroll/direct deposit to them, and either have 2 "pre-authorized payments" per month or 2 "eligible bill payments to a service provider" per month. I read through the T&Cs but it doesn't explicitly say what constitutes a pre-authorized payment or bill payment. Currently I have a few monthly charges (streaming, storage unit, cel

SpinGraph analysis pending — check back after processing.

Ask AI about this story

Opens with the SpinGraph .md URL and structured context — one click, prompt included.

More from Reddit r/banking

View all →

Markdown (.md) · JSON-LD schema (.json) · Machine-readable for AI & GEO