What counts as a bill payment or pre-authorized payment?
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My bank is offering me $600 in airline points if I open a new chequing account with them and hold for a year (which costs $200/yr), change my payroll/direct deposit to them, and either have 2 "pre-authorized payments" per month or 2 "eligible bill payments to a service provider" per month. I read through the T&Cs but it doesn't explicitly say what constitutes a pre-authorized payment or bill payment. Currently I have a few monthly charges (streaming, storage unit, cel
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