SPIN Unprocessed October 29, 2026 ai_technology consumer_credit
BCP upgrade offer with no spend
View original on reddit.comOverview
Got an interesting offer on my BCE to upgrade to the BCP today. There's no spending offer, but the AF has a first year waiver. This is a card that was previously downgraded and upgraded under a $150/no AF offer last year, though this year I'd been stuck at a $75/AF offer. This is the first time I've seen it not have a bonus with a spending requirement on the upgrade. Might just take it, is roughly equivalent to a $100/AF offer that I've seen mentioned and the BCP only makes sense
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