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Source Reddit r/CreditCards reddit.com Forum
July 15, 2026 ai_technology consumer_credit

Best first credit card? Authorized User Pre-approved for several, but I don't spend much.

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Overview

I'm looking for my first credit card and would appreciate some advice. A few details: I'm an authorized user on a parent's card, so I already have established credit. I'm also a Chase Private Client, and my checking account is with Chase. I currently have a paid internship, but it ends in about 3 weeks. My monthly spending is very low. I ran the pre-approval tools and got: Chase: Freedom Unlimited, Freedom Flex Capital One: Savor, Venture X American Express: Blue Cash Everyday Gi

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