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Source Reddit r/CreditCards reddit.com Forum
July 9, 2026 ai_technology consumer_credit

I have only had a credit card for 11 months (since august 2025) but i can see history that dates back to 2024 as an authorized user, does that mean I have a credit history that goes all the way back?

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Overview

From the title, I started college last year and my father gave me a credit card in order to use for purchases like groceries and what not. Recently, I opened my own credit card so I can use a cash back reward that the card offers and have been using that card for two months now. I was looking at my payment history on my banking app and seen that I can see the history of it dating all the way back to 2024. Does that mean I have a credit history that goes all the way to 2024 or just the day when I

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