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Source Reddit r/CreditCards reddit.com Forum
July 5, 2026 ai_technology consumer_credit

Looking to apply for 2nd credit card

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Overview

CREDIT PROFILE * Current credit cards you are the primary account holder of: (list cards, limits, opening date): BoA Customized Cash Rewards $3,000 limit, 10/2025 * FICO Scores with source: My Credit (BoA) 730, Creditwise (Cap1) 757 * Oldest credit card account age with you as primary name on the account: 9 months * Number of personal credit cards approved for in the past 6 months: only CCR (+ PayPal debit) * Annual income $: 35k CATEGORIES * OK with category-specific cards?: Yes * OK with rotat

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