SPIN Unprocessed July 21, 2026 ai_technology consumer_credit
Need new credit card recommendation
View original on reddit.comOverview
Current cards: Chase Freedom Flex ($2800), Chase Sapphire Preferred ($5000), BoFA Customized Cash Rewards ($6000) • FICO Score: 785 • Oldest account age: 2 years • Chase 5/24 status: not specified (relevant since you have 2 Chase cards already) • Income: $230,000 • Average monthly spend and categories: $2500 mix of online shopping, groceries, and restaurants • Open to Business Cards: No • What’s the purpose of your next card? Maximize points/cashback on an upcoming ~$3,100 purchase, ideally hitt
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