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Source Reddit r/CreditCards reddit.com Forum
July 9, 2026 ai_technology consumer_credit

Rejected from increasing limit, but approved for a new card...

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Overview

Hi everyone! Credit Card noob here with a question (FICO 713). I only had one card WF $3k Active Cash Card I got sometime in High School. After a few months of steady income with my first "real" job, I decided to apply to up my CC limit last month. I got rejected (don't remember the reason, but I remember not agreeing), but then today, I applied for a WF autograph card and got approved right away... My question is -- is this common? What are some reasons this could happen? I'm

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