SPIN Unprocessed July 9, 2026 ai_technology consumer_credit
Sapphire Preferred or BofA Customized Cash?
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Hello, considering a new credit card. Fico 9 is 718 and Fico 8 is 695. I currently have: Chase Freedom unlimited- CL $3500, 0% APR expires in 3 months, 5% on gas and groceries (my biggest spend) expires in 1 month. Capital one Quicksilver- 2 of them, one CL of 600 and one CL of $1850. I don’t travel much but usually once a year and hope to travel more. I can probably meet the $5k spend for the $1k CSP SUB, and it now comes with 3% on gas and 3% on groceries (no expiration). Customized cash is at
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