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Source Reddit r/CreditCards reddit.com Forum
July 5, 2026 ai_technology consumer_credit

2nd credit card - 19yr old college student

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Summary

CREDIT PROFILE * Current credit cards you are the primary account holder of: * Discover it Student Cash Back Card $1,250 limit, 07/2025 * FICO scores with source: Experian 754, TransUnion 745 * Oldest credit card account age: 1 year * Cards approved in the past 6 months: 0 * Cards approved in the past 12 months: 1 * Cards approved in the past 24 months: 1 * Annual income $: 31,000 CATEGORIES * Ok with category-specific cards?: No * Ok with rotating category cards?: Yes * Estimate average monthly

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